Effective Date: [14TH AUGUST 2011]

Welcome to Towne App Online Banking's Privacy Policy. This Privacy Policy outlines how we, Towne App, collect, use, disclose, and protect your personal information in accordance with the laws governing the financial market. Your privacy and the security of your personal information are of paramount importance to us. Please carefully review this Privacy Policy to understand how we manage your information.

1. Collection and Use of Personal Information

1.1 Collection of Personal Information

We may collect personal information from various sources, including but not limited to:

Information provided by you during account opening and transactions

Information obtained through your usage of our online banking platform

Information from third parties, such as credit bureaus or service providers

1.2 Use of Personal Information

We may use your personal information for various purposes, including:

To provide, personalize, and improve our online banking services

To facilitate transactions and process requests

To comply with legal, regulatory, and contractual obligations

To detect and prevent fraudulent or unauthorized activities

To communicate important updates, offers, or promotions

2. Disclosure and Sharing of Personal Information

2.1 Sharing with Third Parties

We may share your personal information with third parties, including:

Regulatory authorities and law enforcement agencies to comply with legal obligations

Service providers that assist us in delivering our services

Our affiliates for business and operational purposes

2.2 Protection of Personal Information

We take appropriate measures to safeguard your personal information and prevent unauthorized access, disclosure, alteration, or destruction. Access to personal information is restricted to authorized personnel only.

3. Your Rights and Choices

3.1 Access and Correction

You have the right to access and update your personal information. If you wish to do so, please contact us using the information provided at the end of this Privacy Policy.

3.2 Opting Out

You have the right to opt-out of receiving marketing communications from us. You can exercise this right by following the instructions in our communications or by contacting us.

4. Compliance with Applicable Laws

4.1 Legal Compliance

This Privacy Policy is in compliance with the laws and regulations governing the financial market.

4.2 Changes to Privacy Policy

We reserve the right to modify this Privacy Policy at any time to reflect changes in our practices, legal requirements, or for other operational reasons. We will provide notice of any material changes as required by law.

5. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the use of your personal information, please contact us at:

Towne App

Address: Portsmouth, Virginia, United States

Email: admin@towneapp.site

Thank you for choosing Towne App. Your privacy is important to us, and we are committed to protecting and safeguarding your personal information.